Experian Retirement Savings Plan has published the Annual Report and Financial Statements (AR&FS) for the year ended 31 March 2016. The AR&FS is a key document which demonstrates that the Trustees and Administrator are running the Plan efficiently and in accordance with the Rules. 

If you’re a contributing member of the Experian Retirement Savings Plan (ERSP), you’ll have recently received the attached guide about the limits for tax-free retirement savings, as well as the options available to members who are most likely to be affected, and any action that may be required to avoid a potential tax charge.

In October 2016, we issued Annual Benefit Statements to members for the Plan year to 31 March 2016.  Since then we have received some queries about the investment performance of certain funds in which members hold their retirement savings. We hope the following update will help you to understand more about what happened to investment markets over the period covered by your Annual Benefit Statement and also what has happened since then.