The whole purpose of saving for retirement is to make sure, as far you can, that you will have the best available pension for your specific circumstances when you come to retire.

Insurance companies sell pensions but, as an individual, going direct to an insurance company can be confusing and time consuming.

Annuity brokers are the middlemen between you (the member) and the insurance company and can trawl the whole pensions market, making sure they get the best deal at the date you retire.

The Trustees looked at the services provided by a number of annuity brokers and decided that Hargreaves Lansdown offered the most comprehensive and efficient annuity service to individuals approaching retirement. As a result, Hargreaves Lansdown has been appointed to provide this service to members of the Plan with immediate effect. Retirement may be some (or many) years away but you can feel confident that when the day does eventually come, you will have help to turn your years of hard saving into a regular income that best meets your personal and financial circumstances.

If you have questions on any of the items covered in this Pension news please contact Capita by emailing
experianpensions@capita.co.uk

or writing to:
Experian Pensions Team
Capita
Hartshead House
2 Cutlers Gate
Sheffield
S4 7TL
Tel: +44 (0) 114 229 8273

If you require further advice you should contact an Independent Financial Adviser.