During statutory maternity leave, the Company’s contributions towards your retirement savings will be based on the level of pensionable pay you would have had if you had been working normally, and the Company will also top up any shortfall in your own savings. This time will be treated as continuous pensionable service if you return to work after maternity leave. To read about the impact on your SMART contributions click here. 

Maternity leave that is non-statutory, or not paid, may not count as continuous service.

Adoption leave
If you take statutory adoption leave, your retirement savings will be treated in the same way as if you were on maternity leave, including any SMART contributions.

Paternity leave
During statutory paternity leave, money paid in to your retirement savings will be treated in the same way as if you were on maternity leave. To read about the impact on your SMART contributions click here.

Parental leave
Money will not be paid into your retirement savings during unpaid parental leave.