Your pension savings are linked to your pensionable pay. Your contributions will be based on the pay you receive from the Company; therefore, if your normal pay stops or is altered then your contributions will be adjusted accordingly.

Sickness absence
If you are off work due to long-term illness then any savings paid in by you or the Company will be based on your actual level of pay. So, if you are receiving only half of your normal level of the pay, then the savings paid in will be based on your reduced level of pay.

If you are not receiving any pay, then no money will be paid in to your individual account. The Company will also review your membership status in these circumstances.

Secondment
If you are seconded to work for another employer, you and your original employer will agree the basis on which contributions will continue to be paid into the Plan. If you stop receiving pay from your employer you will be treated as having left the Plan. You will, however, still be covered for death-in-service benefits during your secondment.

Career break
If you take a Company approved career break and stop receiving any pay, no further contributions will be paid into the Plan by you or your employer and you will be treated as having left the Plan. You will, however, still be covered for death-in-service benefits until the end of your career break.

When you return to work your contributions will re-commence at the same rate as before your career break started. You may subsequently change your contribution level by logging into the secure Plan website.